Credit underwriter and credit analyst jobs

The credit roles we recruit for

• Credit underwriters and senior underwriters assess proposals and make lending decisions within their mandate, from small-ticket deals to large and complex ones.
• Credit analysts prepare the analysis behind decisions: accounts, cash flow, credit files and the asset.
• Credit managers run an underwriting team, approve the larger deals and work closely with sales.
• Portfolio and credit risk analysts watch the lending book as a whole: arrears, concentrations and how the book performs over time.
• Heads of Credit and Chief Risk Officers set the lending policy and appetite; see asset finance leadership jobs.

Brokers hire underwriting people too, to package deals so they're ready for a funder's credit team.

What employers look for

Experience assessing business lending: reading accounts, judging affordability and security, and writing a clear credit paper. Knowing how the asset holds its value matters in asset finance, as does working well with sales and brokers to get good deals approved. Your current lending authority, and the size and type of deals you've signed off, tell an employer a lot.

Where the roles are

Most credit roles are at funders and lenders, from bank-owned funders to independents and fintech lenders, with some at brokers and in invoice finance. Many are hybrid, with London and regional offices (asset finance jobs in London).

Not seeing the right role?

Not every credit role we work on is advertised. Send us your CV and we'll call you first when one fits. Nothing goes to a client without your say-so, and we aim to get you feedback within 24 to 48 hours of every interview.