Senior Credit Analyst – Structured Asset Finance

Posted 7 months ago
Southern England
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Job Description

Senior Credit Analyst – Structured Asset Finance
Southern England – Hybrid
Salary  c£70k plus Bonus and excellent Benefits

James George Recruitment are working with a prestigious Funder based in the South East that is looking to recruit a Senior Credit Analyst for their Structured team.

As a Senior Credit Analyst, you will deliver timely and commercially balanced credit recommendations within stated credit parameters to colleagues / credit committee. You will focus on large ticket, structured transactions, which will typically be between £2.5m and £30m in size.

Key responsibilities:

  • Analyse company’s financials, asset, market, legal and contractual information
  • Prepare structured financial analysis via ratio and peer group comparison understanding the risks surrounding types of assets funded
  • Understand credit worthiness of the company
  • Prepare credit application report for decision-making by senior risk officers and risk committee
  • Attend end user meetings and calls to complete due diligence and help support the sales process on large and complex transactions
  • Ensure regulatory compliance at transaction level
  • Annual reviews of suppliers and participation (as required) in supplier dashboard / portfolio reviews.
  • Provide advisory guidance to commercial teams on risk policy / procedures and work with the wider Credit Management team on the creation / revision of these policies / processes
  • Well-structured and rationalised credit decisions and recommendations
  • Compliance adherence

Key skills:

  • At least 5 years’ experience of underwriting / analysing transactions in a wide range of sectors within either a banking or asset finance business
  • At least 2 years’ experience dealing with Brokers and Dealers
  • Excellent communication skills
  • Excellent written, verbal and numeracy skills
  • Friendly, approachable and able to network to help encourage enthusiasm and collaboration in colleagues, customers and team members to reach a common goal.
  • Able to work independently without close supervision
  • Experience of working closely with Relationship/Account Managers in Sales teams and helping them to structure large deals, identifying key risks within a deal and structure accordingly to mitigate these risks.

This is a great opportunity to join a highly regarded business in their field, where career progression opportunities are actively encouraged. A superb range of benefits such as an excellent Bonus, market leading pension scheme, private healthcare and many more.

Please contact Adam Sommerville at James George Recruitment to discuss this opportunity in more detail.