Permanent

Credit Controller

Urgent
Posted 1 year ago
Essex
£24,000 - £26,000 per year
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Job Description

Credit Control – Asset Finance

Essex

For the right candidate, there will be opportunity to progress within the role. Team currently consists of 3 credit controllers in a growing business.

Key responsibilities

  • Responsibility of chasing customers for payment of arrears on failed DD’s
  • Take card payments over the phone
  • Terminate agreements in default and calculate termination balance
  • Responsible for maintaining customer accounts with accurate notes and actions
  • Liaising with Solicitor to progress legal cases
  • Liaising with Salesperson / Broker on their arrear’s customers
  • Weekly ledger update to manager
  • Referring cases to repossession agent to recover asset
  • Instructing inspections
  • Carrying out asset valuations
  • Raising admin charges and applying payments to customer accounts
  •  Calling customers to obtain payments, sending letters/emails/texts
  • Running credit searches on companies and individuals
  • Support manager with ad-hoc duties
  • Provide reporting and commentary on month end arrears cases
  • Evaluating debtor’s worth to establish how to progress a case
  • Responsible for managing risks inherent to the role by diligently observing internal policies and procedures

Person Specification

Knowledge / Experience

  • Previous Collections experience required
  • Understanding of FCA regulations would be an advantage
  • Understanding of different lease types would be an advantage
  • Knowledge of bankruptcies, IVA’s and liquidations.
  • Experience of Experian and understanding of CAIS would be preferred.
  • Demonstrated ability to work under pressure with a positive can-do attitude
  • Strong attention to detail
  • Good clear telephone manner
  • Good knowledge of Excel, Outlook, PowerPoint

Competencies

  • Team Working
  • Respecting others
  • Judgement & Problem Solving
  • Communication & Confidence
  • Client Focus

This role is a superb opportunity for someone who likes to be challenged and rewarded for it. Please contact Lorna Coburn at James George Recruitment today for a confidential conversation about the role.