Senior Credit – Structured deals

Senior Credit – Structured deals
Nationwide – WFH


James George Recruitment are working with a prestigious lender based in the South East that is now looking to hire a Senior Credit Analyst for their Structured team.

As a Senior Credit Analyst, you will deliver timely commercially balanced credit recommendations within stated credit parameters to colleagues / credit committee. You will focus on large ticket structured transactions which will typically be between £2.5m and £30m.

Key responsibilities:

• Analyse company’s financials, asset, market, legal and contractual information
• Prepare structured financial analysis via ratio and peer group comparison understanding the risks surrounding types of assets funded
• Understand credit worthiness of the company
• Prepare credit application report for decision-making by senior risk officers and risk committee
• Attend end user meetings and calls to complete due diligence and help support the sales process on large and complex transactions
• Ensure regulatory compliance at transaction level
• Annual reviews of suppliers and participation (as required) in supplier dashboard / portfolio reviews.
• Provide advisory guidance to commercial teams on risk policy / procedures and work with the wider Credit Management team on the creation / revision of these policies / processes
• Well-structured and rationalized credit decisions and recommendations
• Compliance adherence

Key skills:

• At least 2 years of B2B experience, ideally dealing with Brokers and Dealers
• At least 5 years’ experience of underwriting / analysing transaction in a wide range of sectors within either a banking or asset finance business
• Excellent communication skills
• Excellent written, verbal and numeracy skills
• Friendly, approachable and able to network to help encourage enthusiasm and collaboration in colleagues, customers and team members to reach a common goal.
• Task-focused problem solver, able to manage and prioritize multiple requirements
• willing to “go the extra mile” when required, via a flexible approach to daily workload
• Able to work independently without close supervision
• Experience of working closely with Relationship/Account Managers in Sales teams and helping them to structure large deals, identifying key risks within a deal and structure accordingly to mitigate these risks.

Good to know:

• Whilst the headquarters are in South East of England, this is a remote role
• Permanent, full time, Mon-Fri
• Great benefits such as competitive pension scheme, private healthcare, etc